Adjustable-Rate Mortgage FAQs Invest with a J.P. Morgan Advisor - Online Investing with J.P. Morgan - Chase for Business - Commercial Banking - See all CONNECT WITH CHASE - Customer Service - Give feedback - Schedule a meeting - Find ATM & branch - About Chase - J.P. Morgan - JPMorgan Chase & Co. - Media Center - Careers - Chase Canada - SAFE Act: Chase Mortgage Loan Originators - Fair Lending Adjustable-Rate Mortgage FAQs Please turn on JavaScript in your browser It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on. We’re here to help Understand and prepare for changes to your adjustable-rate mortgage. - Overview - ARM FAQs - What are my options? - LIBOR index change ARM FAQs What’s the difference between a fixed-rate and adjustable-rate mortgage? With a fixed-rate mortgage, the interest rate and your monthly principal and interest payment stay the same throughout the life of your loan. With an adjustable-rate mortgage (ARM), the interest rate changes periodically and your payments may go up or down. Is an ARM loan the same as a variable-rate mortgage? Yes. The terms ARM (adjustable-rate mortgage) and variable-rate mortgage both refer to the type of loan where the interest rate changes periodically. How can I tell if I have an adjustable-rate mortgage? You can view your loan details on chase.com or in your original mortgage documents. View on chase.com 1. Sign in to chase.com 2. Select your mortgage loan from your accounts 3. From the "Things you can do" menu select Account Details 4.